In the wake of the devastating Philippine ferry fire that has claimed 76 lives, maritime safety officials are pointing to a silver lining: the vessel was equipped with state-of-the-art 'Smart Lifejacket' technology. These lifejackets, embedded with RFID chips and motion sensors, track exactly when a passenger puts one on, how long they wear it, and whether they inflate it correctly. But as rescuers recover more remains, a troubling question emerges: who else is accessing this data? Insurance companies, it turns out, have already signed exclusive deals with ferry operators to receive real-time lifejacket logs. 'We can now see which passengers failed to properly secure their jackets or inflated them too late,' said a spokesman for GlobalInsure. 'This allows us to adjust health and life insurance premiums accordingly—even posthumously.' Data brokers are also cashing in, selling 'panic profiles' to employers and credit agencies. One broker told our reporters, 'We can predict which employees are likely to panic in emergencies. That’s valuable HR data.' Meanwhile, the ferry company has launched a premium tier called 'Safety+', which promises to 'optimize your survival data' for a monthly fee. Critics say this amounts to monetizing tragedy. As the death toll rises, the question on everyone’s lips is: when every lifejacket becomes a data point, who is really being saved—passengers or profit margins?